Ugh. I have lots I would like to write about, but so little time to get it all down! I’m on my own today with the Blessing Box, and I’ve cleared and organized a good section of the room after weeks of donations piling up, but I need to work on the bags and bags of clothing and toys that are blocking my sliding door, so my wheelchair-bound volunteer can come help. She’s a rockstar with assisting me, but right now I can’t actually have her over. Gah! Today though, I’m doing laundry from my trip to Virginia this past weekend, so that’s the opposite side of the room, and that’s what I am focusing on. I’m making lots of progress, but it is tiring.
I started slowly working on finances as well, for our polycule. Long term “state of the union” planning, and just regular budgeting. I paid $174 for my last doctor wellness visit - before I was sick, and made an order with chewy.com for our kitties.
Today I pulled our cell phone stats and we only owe 2 more payments on our youngest daughter’s phone, and then she’s supposed to port her number to an account with her boyfriend. This will save us $62 off our $191/month bill, so that will be nice.
DarkKnight has two more payments on his iPhone XR, but my iPhone 8 is eligible for an upgrade already. I don’t think any of us need to upgrade at the moment, to be honest. I’d rather not!
My oldest, my son, is still on our plan, but he bumps the bill $35/month, and he pays us that. However, he’s 30, and I would like him to transition to his own phone plan - maybe with BugGirl. It would be nice to get her off her Boost Mobile, because she is constantly paying it late and then no one can contact her. If they had a shared plan that he took care of, problems would be solved. He has to do something different, because he uses a flip phone and AT&T has told us he needs to join this century and so he will be upgrading his phone - which means more cost to him anyway.
I’m going to be seeing him tonight - he got his stimulus check and he needs to go grocery shopping. I’m his ride. BugGirl sent me a list of stuff their household needs - she’s been paying for ALL of the food the last few months and he hasn’t contributed at all. So a lot of his stimulus is going to go toward stocking up their cupboards and freezer. I figure I will have him sit in the backseat of the car and be masked, and I will spray Lysol when he leaves. I literally have only seen him like 3 or 4 times this year at a distance, and this makes me so sad!
I need to set up a schedule for clearing out MisterMoonbeam’s storage unit - it’s costing him like $290/month or something ridiculous like that. We have maybe a half of it emptied right now? He is planning on trading in his minivan in like April or May, so the plan I have is to close out the storage unit and use that cash to put toward a payment on his new car. He would like a Honda Fit, I think, but we will have more discussions on this is the near future. Anyway, I am going to schedule work on the storage unit every other Friday, as he has every other Friday off. We will cart out a car load and then spend the weekend sorting it and figuring out what to trash, donate, keep or sell.
Opposite weekends I plan to focus with DarkKnight on our unfinished side of the basement, as we are going to put some of MisterMoonbeam’s larger furniture pieces on that side, so he doesn’t have to keep paying for their storage in the unit.
MisterMoonbeam’s credit is a mess (he says) so I am going to pull all of his scores and reports and weighted scores next week and set up a plan to see what needs to be done. I am going to pay to pull all of DarkKnight’s as well, not that his are bad, but just to see if there is some tweaking I can do to optimize things. My goal is to improve both of their reports to the best of my ability this year, so in 2022, both of them are ready to purchase property - if we want to do so. We’ve talked separately about buying a building for the Blessing Box, maybe renting our current house to BugGirl and my son, building a bigger house for us, buying a duplex, doing something different...
So I have no idea what 2022 will look like, as far as my relationship structure will be, but I figure if I make improving both guys’ credit a priority, even if MisterMoonbeam leaves me, all of us will be fine with long term property goals then.
Gah! This is crazy long and I barely touched on anything.