Fun and Frolic With Long-Term Love

Thanks for the info! I’m going to the free legal clinic tomorrow to see what’s up. Either way, I’m done with having PunkRock’s name still emerged with mine. It’s just not been a priority, but now it’s gotta go!
You could put DarkKnight's name as your middle name on the marriage license instead of doing it later.
 
You could put DarkKnight's name as your middle name on the marriage license instead of doing it later.
I asked about that and the clerk said she wasn’t certain they would do that now. She said things have changed with being able to track name changes. Which is why she suggested I check with the legal clinic tomorrow. 🤷‍♀️
 
First thing this morning I headed over to the courthouse. Arriving ahead of the rain, I made it inside and was the first person signed in to speak with an attorney. He was very straightforward - apparently Maryland courts do not use marriage certificates to change names. They just log the info, and then it will be my responsibility to go to the social security office and ask for whatever I’d like others to call me.

Uh, okay. He couldn’t tell me if I’d be allowed to adjust my middle name or not. If not, I will have to come back to the court and petition to change it, as I did when I switched it to PunkRock’s name.

So, this is a future Bluebird problem! I will worry about it next week, I guess.
 
I’m getting married at home tomorrow! OMG I am so excited!!! Professional photos will be a thing then, but it might take a while to get them back, but here is one I took myself tonight while getting things set up.

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Since it will just be MisterMoonbeam & I at the ceremony, it didn’t make sense to buy or bake a big cake. Instead, we bought each other board games as wedding gifts, and then wrapped & arranged them to look like a cake. Sort of. 😅 That was my idea, anyway. 😅 We’re going to take them on our honeymoon and open them each night in the hotel room. I know the owner of the game store in the mall, and he helped me pick out a few this afternoon. He also gave me a 15% discount, which was amazeballs! MisterMoonbeam went separately later on in the day, and he said the employees there really got into trying to help him find the perfect choice for me. 💚

The toppers are two ceramic dinosaurs I bought at the craft store yesterday. We went there together to see what we could find to decorate. As we wandered through the aisles, MisterMoonbeam saw these and was like, hey, they’re in our wedding colors! I paid 33 cents for the tulle I used to make the veil on the longneck. I had a LOT left over. 😆 Anyway, I stuck it on with my hot glue gun.

The two glass jars with candles set me back $1.50 each, and if you look closely, you can see that they’re filled with blue & green D&D dice. We do have actual cupcakes to celebrate with tomorrow, and those I also decorated with dice. They’re in the fridge at the moment, but I will definitely get a photo later.

I had MisterMoonbeam bring in two of our Christmas totes from the garage, and the greenery I used is from our holiday mantle decor. I also bought two 50% off floral bundles at Michael’s this morning - I think those were all $6 total? There are a few blooms from another arrangement that I owned, that I tore apart. It was actually going to be a headpiece for my outfit tomorrow, but I decided to go for a different look. I was glad to use the flowers after all!

Overall I am very pleased with this. Everything about it is us. 💚🩵💙
 
We did it!

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That’s literally the only photo we have - I asked the photographer to use our phone. We’ll have to wait until the good ones come back!

Then these were all taken after:

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I can’t believe it!

We were married at 11 am today, and the officiant says the legal paperwork will be sent back to us in a week or so by the courthouse, and I can then take that to the social security office for the name change. We will see how that goes!

We did a “first look” and so I got to see my handsome new husband before he saw me. I was absolutely enthralled at how good he looked in his new navy suit. He started tearing up almost immediately, and he cried steadily through his vows to me. They were heartfelt and I cried at the end as well. I will share mine here in a bit.

After we left our house and then the officiant’s house, we stopped at the mall to buy me some black sneakers for walking this weekend, and ate Auntie Anne’s mini pretzel dogs. I’m posting this from the car on the way to our hotel. I don’t know where it is, or where we are eating tonight. MisterMoonbeam set that up. :)
 
Honeymoon Day 2

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We received free tickets to the Sakura Mitsuri - a Japanese Street Festival celebrating the cherry blossoms. A friend was giving them away because she couldn’t make it, and that cemented our getaway location to Washington DC. We didn’t want to burn any of MisterMoonbeam’s vacation days by traveling too far away from where we live - those might be needed for my upcoming surgery.

We had an amazing time! I bought a lot of cute items and swag. We also met up with a different friend who we shared a room with at Mythicon earlier this year, so that was nice to see her.

After several hours at the festival, we walked over to the steps of the Capitol building, which I never went to up close.

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Apparently we were close to the US Botanical Gardens, which MisterMoonbeam surprised me with! We saw all sorts of plants there, and so really enjoyed it.

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On the way back to the Metro, we stopped by the She Who Must Be Obeyed art installation. We both found it interesting.

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And at one point yesterday, I made the acquaintance of these two gentlemen. 😂

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I got incredibly sunburned, but only on my chest. I’m good everywhere else. 😅 MisterMoonbeam has terrible redness on the back of his neck and on the tips of his ears. Hopefully it fades soon!

We spent the evening, playing a game called Birdwatcher and we did open the rest of our board game “cake.”

Today we are driving to Fredericksburg for dinner with his parents, and lunch with two of our broken triad friends. The first thing we are doing though is buying some flowers to put into the Rappahannock River, to say hello MisterMoonbeam’s late wife. I wanted to do that to recognize her. I don’t feel like he needs this - I feel like I do. Anyway, we are on our way there now.
 
Day 3

Sunday morning was all about honoring MisterMoonbeam’s late wife. They were together for 19 years before she passed from congestive heart failure.

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Her ashes were released into the Rappahannock River, so it was important to me to say in my head, a whole bunch of stuff that was in my heart, while tossing a bouquet into the water. I think MisterMoonbeam was pleased when I told him I felt I wanted to do something like this.

Thankfully it all went well, and afterward we met up with 2 of our poly triad friends for lunch, and saw the dude’s new apartment. Later, we met up with MisterMoonbeam’s parents at Longhorn Steakhouse where they treated us to a nice meal.

When we returned home, I was sound asleep by 8:30 pm. It was a great weekend, and I feel like my relationship with MisterMoonbeam has been given a new jolt of NRE. He said he feels the same.

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💚🩵💙
 
Congrats. It sounds like a lovely wedding and honeymoon.

I'm glad you had the health to arrange and do everything just the way you wanted.

How's Dark Knight taking it? Pixi and I think about getting married sometimes, but we know it would have a huge impact on Malachi (and now Aries).

I wonder if there is some kind of affirming ritual that could be done for good old loyal DK.

Best wishes as you progress through this transition.
 
Congrats. It sounds like a lovely wedding and honeymoon.

I'm glad you had the health to arrange and do everything just the way you wanted.

How's Dark Knight taking it? Pixi and I think about getting married sometimes, but we know it would have a huge impact on Malachi (and now Aries).

I wonder if there is some kind of affirming ritual that could be done for good old loyal DK.

Best wishes as you progress through this transition.
DarkKnight and I have talked about doing a handfasting/vow renewal in 2026, on our 20-year wedding anniversary. He says he doesn’t feel like he needs it right now, but it would make me happy! MisterMoonbeam actually did something AMAZING for DarkKnight over the weekend, but I can’t post about it until later, as I think he is waiting to reveal it on DarkKnight’s birthday, which is at the beginning of May. 😁

Overall, DarkKnight says he’s okay. We have a date night tonight so we will definitely talk more.
 
DarkKnight and I have talked about doing a handfasting/vow renewal in 2026, on our 20-year wedding anniversary. He says he doesn’t feel like he needs it right now,
What would be meaningful for him? You did a ritual for MM's wife because you wanted to, and you want a handfasting with DK in a couple years (but DK doesn't care about that either). What could be done now? I know the whole thing is geared towards your surgery and recovery, but this has got to be emotional for DK.
but it would make me happy!

MisterMoonbeam actually did something AMAZING for DarkKnight over the weekend, but I can’t post about it until later, as I think he is waiting to reveal it on DarkKnight’s birthday, which is at the beginning of May. 😁

Overall, DarkKnight says he’s okay. We have a date night tonight so we will definitely talk more.
Heh, men. "I'm okay." Okay, Mr Tough Guy.
 
What would be meaningful for him? You did a ritual for MM's wife because you wanted to, and you want a handfasting with DK in a couple years (but DK doesn't care about that either). What could be done now? I know the whole thing is geared towards your surgery and recovery, but this has got to be emotional for DK.



Heh, men. "I'm okay." Okay, Mr Tough Guy.

It’s emotional for all of us. 🫤
 
I spent quite a bit of time yesterday with MisterMoonbeam on switching over benefits and trying to do math. It was sobering. When we first compared DarkKnight’s and his insurance offerings a while back, I remember being appalled and terrified and sick to my stomach at the numbers. MisterMoonbeam’s was the best by far, but it’s still financially devastating to our family.

To give some actual figures - right now MisterMoonbeam pays a separate amount for vision insurance and dental insurance, both very, very cheap though, and very generous on what is covered. (I’ll edit this later as I don’t remember the cost.) He shells out about $19 pp into a limited flexible spending account (Flex) which can only be used for vision and dental expenses that aren’t covered by his insurance. He won’t be making any changes to this, because with my mental health issues I won’t be going to the dentist this year, and the new glasses and eye exam I need right now will be affordable with what he has budgeted and what the insurance covers already. It’s extremely generous and covers the cost of almost everything!

DarkKnight has no vision insurance available (you may remember me “crowdsourcing” my $600 bill a year or so ago when I went to the eye doctor, where each partner sent me $$$ through PayPal so I could continue to see) and his dental is limited to a free xray and 2 cleanings a year. The dental actually isn’t bad.

Anyway, having vision coverage is going to be awesome for me, and I will be scheduling an appointment at the eye doctor just as soon as I have a card in hand to cover it! My prescription has definitely changed since I went last time.

Right now MisterMoonbeam also has a health savings account (HSA) to cover copays and expenses not addressed through his health insurance. He currently pays about $38 pp into that. This will be changing because of me!

A difference between the HSA and the Flex mentioned earlier is that any money not used in the Flex at the end of the year is lost forever, but the HSA carries over. So guessing/estimating what expenses might be for the entire year, must be done with as much accuracy as possible. So why would anyone risk putting cash into a Flex? The most important thing, is that the HSA balance increases each pay period, like as MisterMoonbeam deposits that $38. So if he has a $300 medical bill due, he can’t pay it until he’s accrued $300: $38 + $38 + 38 etc. Which can be fine - lots of doctor offices will send a bill that can be paid in chunks. However, all medication must be paid for immediately, and surgical procedures will usually require a significant amount of money up front to be scheduled.

With the Flex account, the entire total he sets up and budgets for the year is deposited immediately, and can be accessed immediately. So if he knows he needs new eyeglasses in January and $200 of the costs aren’t covered by insurance, he can still go get them with no hesitation, as he doesn’t need to wait for the biweekly deposits to add up to the total needed.

DarkKnight only has an HSA, so we can’t schedule any sort of surgery until we have the amount saved that the surgical center wants immediately. Which would be $3,000 in this instance.

This is somewhat complicated, but hopefully everything I wrote is understandable.

DarkKnight’s employer knows that HSAs suck for this reason, so they actually gift all employees $2500 to start their HSAs each January. Which has been lovely for us - this allowed me to go get the ultrasound I needed, and DarkKnight got an eye exam and glasses/contacts that he needed already.

However, the differences are in the details. Actual insurance plans are varied. Some refuse to outright cover some procedures at all, or have decided not to pay for specific medications without a lot of documentation from doctors. DarkKnight’s plan excludes all diabetes medications that my doctors have prescribed EXCEPT for the one (Metformin) that causes me to have horrific side effects. My doctor has appealed this twice, with all of the testing and proof that the insurance requires, but they continue to disallow me to try anything else.

In this case, I would need to pay out of pocket for the medication my doctor wants me on, which is around $1000 a month. With DarkKnight’s HSA, yeah, we’d have to budget $500 pp just to cover that medication. And that amount would not go against his deductible.

Deductibles are the other issue here. DarkKnight works for a smaller company, so they don’t have many options. The plan he has on offer is a “high deductible” plan. So what he pays from his check just to get insurance each pay period only covers the cost of things once he reaches an annual deductible. So, a doctor visit is allowable and covered, but he pays 100% of the cost if he hasn’t yet reached the deductible. So every time I’ve gone to the doctor this year, I get billed $175. The insurance company marks it down as allowable and covered, but we must pay for it each time until we reach $6,000.

Most people don’t reach that deductible amount. They just cover everything with the HSA and curse their insurance company for being a black hole that steals the premiums and actually covers nothing.

I have to be honest that I am currently guessing that DarkKnight’s deductible is $6,000. I think it might be $8,000. It’s ass o’clock and I haven’t looked at his numbers for several months - since we decided his insurance was going to kill me and that I needed to get coverage from MisterMoonbeam.

Ugh I am already tiring of writing about this. My sunburn is itching like a motherfucker and my armpits smell. 😡 I’m going to shower as soon as I wrap up this post!

Anyway, I wrote all that about DarkKnight’s health plan and what I really wanted to get down was MisterMoonbeam’s info. It’s still not the greatest, but again, the details matter.

The medication not covered at all by DarkKnight’s insurance is 100% covered by MisterMoonbeam’s, with nothing needed to be paid by us. So that is instantly better and saves us directly $1000 a month. To be clear, I’ve been completely unmedicated for my diabetes since November because we can’t afford this medication and because of the complications the other prescribed medication causes me. I will be starting this after I get my surgery.

MisterMoonbeam’s insurance deductible is $1750, with an out of pocket max of $3000. Which means we only need to cover that and EVERYTHING else for the year is 100% covered. For both of us.

Still, this late in the year, with only 19 pay periods left to go, putting that cost into a Flex will cost $158 a pp. Still, you can see that is much better value than shelling out $500 pp for a single medication that doesn’t go toward the deductible at all!

I should clarify that the insurance plan that MisterMoonbeam is switching to right now will do away with his HSA. Everything will now be going into a separate new Flex that will pay bills instantly. Which will be great, as my surgical copay looks like it will be $4,000 alone.

So that’s just talking about the Flex and HSA expenses. The actual cost of the insurance - the premiums - are really high. However, when compared to DarkKnight’s plan, it just makes sense. MisterMoonbeam actually had a couple of plans to choose from, which was nice but made the math more of a pain in the ass because we had to calculate costs for each one. Also, because he makes more than $100,000 a year, his company has slightly higher premium prices for those employees.

I’m really going nuts now with the itchiness of my sunburn and this is way too long now anyway, so I’m going to end with the final figures.

The insurance premiums on the new plan will be $348 pp, plus the $158 pp for the Flex account, and $19 pp for the limited Flex. Which brings us to a total of $525 a pay period this year for my insurance costs.

Figuring out how to absorb this into our budgets would require a post just about as long. Just know it sucks ass for us.
 
Would "medical tourism" be a possibility? Go get the op in a different country?
 
Would "medical tourism" be a possibility? Go get the op in a different country?
No because the operation is actually the least difficult part of affording this. Both insurances cover pretty much the same amount on that. 🙃
 
Whew! I went back to bed at 6:30 am and I woke up again at 9:40 am. Rather than shower (I did put on deodorant) I slathered my chest with a gel that has menthol and lidocaine and then I waited for it to stiffen up and I crashed.

Now I am awake again and trying not to move. I am only supposed to apply it 3-4 times a day, and I know once I start moving it’s going to itch like a MF again.

Of course I have terrible cramps and I need to pee. 😭 Here goes nothing.

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Bathroom break

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lol I totally abandoned this post and spent my morning scrolling nonsense on my phone, trying not to move much. I’m a sight right now - I’m wearing men’s buffalo plaid (red & black) pajama pants pulled up to my boobs (waistbands HURT my abdomen) and blue dinosaur knee socks that are pushed down and baggy around my ankles. I’m completely topless but I have on an open front silky Japanese floral robe (red). So my chest is on full display but nothing is touching the sun burn. My hair is pulled back into a low ponytail and I have zero makeup on today.

It’s the last day this week for no rain so it’s gorgeous outside. I really want to go work on putting down mulch and clearing out flower beds, but it ain’t happening. I need to stay out of the sun, and I’m not putting on any other clothes.
 
I woke up this morning horny AF. I let MisterMoonbeam take care of that for me and him. It was so amazing! I love him so much.

My sunburn pain seems to have disappeared so I am happy to have the ability to actually plan things for today! Yesterday was a big zero of accomplishing anything at all. I read a book and was just sitting around bored all day.

I am cramping like crazy but that’s normal now. I just looked and my period is due on Saturday so that sucks. I’m hoping it’s my last one though!

This Saturday is actually the Wildling Masquerade and I have yet to even look and try to put together an outfit! I think I want to be part of the Seelie Court, since last year we did Unseelie. I’m actually mulling over the idea of doing sort of a cactus costume - hmmmm.
 
I went through some different outfit ideas for this weekend - I LOVED my cactus fairy costume! - but with MisterMoonbeam’s input I decided on peacock colors! I’m kind of excited about it. I ordered some feathers and a headpiece and some other little things so it should be all together by Friday night.

Apparently we are playing D&D on Sunday now, and a friend messaged and I am now hosting her and another friend on Monday to play the board game Destinies, which she bought recently.

I started watching a show called Relative Race yesterday and I am going to binge TF out of it, I think. It’s fun! Last night I had to put it on hold as the guys were more interested in starting Fallout, which I was also excited to see. We watched two episodes and tonight we will definitely watch more! The Engineer has already finished it so he is awaiting my verdict. Lol

I don’t have the car again today, so I plan on doing laundry, packaging up 3 items to send back to Amazon, and doing more organizing in my game room. Yesterday I decided to get rid of 10 games to make some space for new stuff, and I think I have like 7 or so in a stack so far.
 
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